The underwriter analyzes the medical and financial risks of submitted offers for the concerned insurance products. He classifies the risks and communicates his decisions to the advisors in financial security and general agents.

Level of education

  • DEC or AEC in personal-lines damage insurance


  • Between $ 46,345 and $ 57,334 depending on experience


  • Complex and statistical calculations
  • Establish interpersonal relationships
  • Comfortable with numbers
  • Good judgment
  • Classifying and producing reports

Description of Tasks

Analyze insurance applications and evidence of insurability submitted. and require medical tests or additional information that will allow for an adequate risk assessment and classification.

In the event of decisions unfavorable for the client, try to obtain a better decision from our reinsurers, in accordance with reinsurance treaties and established internal rules and refer complex medical cases to the medical consultant for opinion.

Accept the files within its authority limit and submit the out-of-limits files to a higher level for co-signing and to be constantly updated in terms of medical and risk selection approaches.